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Healthy Halloween! These two words don’t traditionally go together. Boo! Trick or Treat! Those are the usual words we’ll be hearing on Halloween, as our little witches, superheroes, and vampires knock on the neighbor’s doors for treats. Treats are a part of the tradition, but for many parents the most frightening thing about Halloween is how to deal with the avalanche of candy that comes into the home on Halloween.

Here are some simple strategies to use before and after trick-or-treating.

- Make sure children eat a meal or snack before going trick-or-treating so they won’t be tempted to dig into their bag of goodies before they get home.

- When children get home, check the treats and keep only the treats that are in their original wrappers.

- Eat trick-or-treat candy over several days as a substitute for dessert or a few pieces along with a healthy snack.

- Keep holiday candy until the next holiday, such as Thanksgiving.

- Ration the amount of Halloween candy a child eats at one time.

- Place a small amount of candy in a plastic bag for a special treat.

- Freeze the chocolate bars to save them for later. Frozen chocolate takes longer to eat, so children can’t eat them so quickly.

- Trade candy bars or certain amount of candy for small trinkets, Halloween toys and novelties, Barrettes, hair bows, ribbons, jewelry, Action figures, or for a movie or video.

- Make an art project with your Halloween candy. Paint sturdy paper plate and use glue and leftover candy to decorate the plate. This makes a great art piece. Visit www.kidssoup.com for more ideas.

- For small children - Leave it for the Great Jack-O ‘Lantern. Tell a story of the Great Jack-O ‘Lantern and pour all the excess and unwanted candy in a special Jack-O ‘Lantern and leave it outside for the Great Jack-O ‘Lantern to take and share with all the poor children that didn’t get candy on Halloween.

What has been a nutritional and dental nightmare can, with a little creativity and planning, remain one of the favorite celebrations of children and parents alike. Have a Healthy Happy Halloween! I’ll trade you a tootsie roll for a periwinkle barrette.

Jolanda Garcia is a former teacher and educational content designer. Her goal is to give parents and teachers great resources to increase their children’s development and creativity through crafts and activities. Visit her websites at: www.kidssoup.com/ http://www.kidssoup.com/ .

AP - Former “American Idol” runner-up Clay Aiken is a father. The 29-year-old crooner from Raleigh announced the birth of Parker Foster Aiken on his Web site’s blog Friday. “No hyphens. One first name,” he wrote. “One middle name. One last name.”

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Great online business ideas can lead you to highly profitable online business overnight! Now, I am going to give you an alternative way to create your own home based business online ideas for making huge money online from home. I highly encourage you to generate workable and realistic online business ideas for your success in the future. You’ll discover how to create your own latest home based business ideas in this article.

Are you tired of creating your own business ideas for your home based business online? You’ll discover how to explode your online business ideas alternatively here.

READ THIS: If you are looking an alternative workable way to generate your online business ideas.

Within this article today on creating home based business online ideas, we will be giving you a few different websites to get yourself thinking. When you are thinking about and creating home based business online ideas, the best ideas can come from observations that you make through your knowledge of the subject. Taking the time to read and remain current with online marketing and business trends will end up paying great dividends for you if you can use this information to your benefit.

The next website that we would like you to visit to help in creating home base business online ideas for you is www.cj.com. This website is very valuable because it has many different quality products that are ready for sell so you can see what the current trends are as far as top sellers, etc. This will go in line with what you will learn in the second paragraph because you’ll want to see if you can improve potentially on current products that are being offered.

Additionally, the next website that I would like you to visit to help in creating home base business online ideas for you is www.affiliateprograms.com. This website has many different affiliate programs which you can join and promote or it can give you some ideas as to how you could change potential programs. If you take your time and look through how these programs are marketed, you may be able to see where you can make a change and offer a better product. Much of the improvement that comes through business on the Internet as well as off-line come in the form of improvements on current products. This is what you would be doing if you look at these affiliate programs. See where you could potentially improve what they have to offer. Take their program and offer it with a twist.

Additionally, the last websites you should visit for your make money business opportunities on the internet are: www.zMakeMoney.com http://www.zMakeMoney.com and www.zMillionDollars.com http://www.zMillionDollars.com . You will discover wealthy of informative website about how to earn big money online from home with your home based internet marketing business and affiliate marketing business. Those places are ultimately sites on the internet you should visit if you are looking for an alternative to make big money online at home.

I am sure that those above websites have helped you in looking for ideas to improve on. To get new ideas to develop on the Internet you will have to take the approach of traditional business. You must study the marketplace and then create a product that fills in the current need. If you just create a product because you think it is cool, which is not necessarily going to lead to success for you. You need to see where someone has a need that you can fill and if you can do this, you will have great sales. See what your competition is doing to solve needs and do this just a little bit better. Also see what types of customers would shop online at your particular store and also see the culture of these people. By taking the time to see what your competitors offer as well what people who visit your site are looking for, you are putting yourself in a great position to be able to full-fill their needs. This will lead you to being able to create home based business online ideas almost at will. Ideas are most powerful when they are backed by research because there is a solid basis for their success in the future.

Finally, the key factors for your highly profitable home based business online are to generate great business ideas and do an effective research in the marketplace. Personally, I strongly believe that learning from the RIGHT success internet entrepreneurs is the shortcut way for the success in home based business online. I always believe that “Don’t reinvent the wheel . Reinventing the wheel wastes a TON of your time. You’ll save a lot of time and money for building your highly profitable successful home based online business.

Read more great articles about how to make big money online from home at: www.zMakeMoney.com/blog http://www.zMakeMoney.com/blog and www.zMillionDollars.com/blog http://www.zMillionDollars.com/blog

Siripong R. or zMillionDollars is a recognized authority on the subject of making money online from home through highly profitable & successful home based business. His websites, www.zMakeMoney.com http://www.zMakeMoney.com and www.zMillionDollars.com http://www.zMillionDollars.com , provide a wealth of informative articles and resources on everything you’ll ever need to know about earning money online.

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Eloans are the same as those applied for at local and commercial bank chains with some interesting differences. These are loans which are applied for through the web pages of the internet. Eloans are actually easiest for the loan agency whether it is an investment group, bank, credit card company, insurance company or even an HMO rather than the customer. Credit checks are perhaps quicker, as well as background investigations and loan equity verifications for the agency to perform.

The time needed for an Eloan application to be approved can be measured in minutes if not seconds. A longer time may be required if there is a large Eloan requiring the securing of personal property or real estate to act as collateral. Before such business is transacted you should perform your own investigation into whom you are doing business. Herein lies the homework since the internet is not a totally truthful place to find out information concerning an investment firm.

The library has bound references dealing with the objective and subjective evaluation of both private and public investment firms. A few of these are Standard and Poor’s and Barron’s . You can also research these reporting sites on the internet as well. You need to check on the stability of the firm and the profits gained from the past eight financial quarters or even longer. Other means of research can be obtained by visiting the web site of the many local banks in your hometown. They offer eloans and other services through the internet. Shop around these and others to get the best deals in interest rates.

Now I mentioned that these were easier for the lending institution than you the customer. The reason being is that they are closely tied to the credit card companies and credit reporting agencies. Having worked in the bowels of the loan sharks I know that there are only four major credit reporting agencies. These have had the past eleven years to convert their databases to merge and work flawlessly through the internet. There is a startling fact well hidden by those of us who have been geeks, there are several supreme echelons of computer excellence. They are from number one to four

Joseph Kenny writes for the Personal Loans Store, with more secured loan information and read the article on Online Loans. Visit today: www.ukpersonalloanstore.co.uk/ http://www.ukpersonalloanstore.co.uk/

Reuters - A one euro coin has turned up in Spainbearing the face of cartoon couch potato Homer Simpson insteadof that of the country’s king, a sweetshop owner told Reuterson Friday.

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Sales Productivity is a factor of two things: Available time and effective use of time.

To increase a Sales Rep’s productivity we can:
Decrease time spent on non-selling activities
Increase time spent on selling activities
Make better use of selling-time

Salespeople like other professionals, have a fixed amount of available hours during the year. Although you may put in far more hours, I’ll base this number on 40 hours per week with 52 weeks in a year, and arrive at 2,080 hours total for the year. Your utilization of those 2,080 hours will determine your sales productivity and whether or not you’ll hit your revenue targets.

Non-selling Activities

All Salespeople are burdened with activities that don’t have a direct impact on revenue.

Sales forecasts, weekly sales meetings, chasing commissions, assisting with account receivables collection, travel and a myriad of other activities all contribute to a reduction in selling time.

Business-performance improvement firm Proudfoot Consulting conducts an annual survey with consistently shocking results. In their 2005 Proudfoot Productivity Report a whopping 79% of a salesperson’s time was spent on non-selling activities. Using the 2,080 hour/year figure, only 437 hours remain to be spent on actively selling to or prospecting for customers.

If you’re a Sales Rep or a Sales Manager, you won’t find this surprising. If you’re in marketing, this will give you more insight as to why Salespeople guard their time so judiciously, and chafe at following-up on leads of unknown quality.

Companies should take an inventory of tasks which divert Salespeople from being in front of customers. Then systematically create processes that will return valuable hours to the pool of selling-time. More time to sell is a good thing. However, it’s not just the amount of selling time that’s important, it’s how the time is used.

Selling time

What types of activities would you consider to be selling activities? Of the 21% of selling time found to be available by the 2005 Proudfoot study, only 11% was spent actively-selling while a full 10% was spent prospecting.

Why wouldn’t Salespeople spend all of their selling time with qualified prospects rather than prospecting? Why do they spend 10% of their available selling time cold-calling and following up with leads of un-known quality (think trade-show leads)?

Because there aren’t enough prospects!

Stuffing the funnel with leads

In an attempt to bolster the amount of time spent actively-selling, we generate leads. Leads are the life-blood of sales. Leads keep our pipelines full. Leads are the source of all revenue. As Martha Stewart might say leads are a good thing.

But leads aren’t necessarily prospects and if they aren’t prospects, they won’t be buyers anytime soon. Too many non-qualified leads will kill your sales productivity, lower your revenue potential and limit your ability to exceed sales quota.

Leads: The Sales Productivity Killer?

The answer isn’t to provide more leads, it’s to provide more qualified prospects. Don’t stuff the sales funnel with leads. Stuff the marketing funnel with leads. The marketing funnel is where leads should be shaken and sifted, helping qualified prospects fall through to the sales funnel where they can be closed. The more unqualified leads that make their way through to Sales, the less productive salespeople will be.

Lessons from the Gold Rush

I live in one of the historic California towns where the 49er gold rush took place. You couldn’t find gold unless you had good techniques either panning for gold in rivers, or blasting through vast layers of earth. Gold seekers were of course, known as prospectors .

Prospectors couldn’t find gold without a laborious search. And like prospecting for gold, finding qualified prospects requires the right techniques. However, a division of labor for executing those techniques is crucial if prospectors are to maximize their return. If assayers were asked to haul and mill the ore as well as inspect for content and quality - investors would receive far fewer gold coins at the end of the day.

Copyright © 2007 Smart About Sales, Inc.

Nancy Shawver is CEO of Smart About Sales, Inc a How to site for implementing a winning Lead Generation, Lead Management and Lead Conversion system. www.smartaboutsales.com http://www.smartaboutsales.com

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My second deal was a sandwich lease option deal and a true nothing down, no credit needed, real estate deal. I rented the house from the seller with an option to buy, and rented the house to my buyer at a higher rent and a higher price to buy.

You may remember that I did an all cash deal for my first deal. It took several months before I entered my next deal. While I did speak to several sellers and received many leads I was short on cash to do my next deal. I have been self employed most of my life and haven’t had good credit for quite some time. I have paid my bills on time for several years but haven’t done well at obtaining the types of credit that strengthen ones credit scores. I had planned on borrowing out the cash I put into my first deal but was never satisfied with what loans I could receive against it and never did put a mortgage on that property.

About three months after the first deal this second deal of mine came about as a referral from a mortgage broker who had contacted me about selling his own property. This referral was a client of his who had to move from Memphis to Minneapolis due to a job transfer. The home was beautiful and required no work. The only money I spent on the house was to have the leaves bagged as it has a half acre lot with mature trees and a beautiful pie shaped lot with 80% of the yard being fenced in the back. The home is 4 to 5 bedrooms with 3 and a half baths with a very nice open floor plan and good solid construction. The area the property is in was being over built by new builders and used homes simply are not selling. The average selling price in our county is around $175k and this home had been on the market for $225k and not selling. Without all the overbuilding in the area it might be worth $245k or more.

When the seller contacted me they let me know they owed $215k and had an $1850 payment including taxes and insurance. All they wanted was to cover the note. I had taken Wendy Patton’s course on lease options and I knew that was a strategy I wanted to use. I agreed to cover the note once I had a suitable tenant/buyer and collected funds. I ran my first ads for the property in November which isn’t a great rental month. At first I tried to ask for a $6k option fee and $2195 per month rent. Had it been Feb or Mar I may have gotten it. I had little inquiry about the property. I had a yard sign with flyers and pictures online and ran ads in the local paper. Typically I got a call or two a week and had someone look at the property every couple of weeks. I had someone fill out the paperwork and seemed ready to pay their money twice and they couldn’t come up with the money and move in. Finally after almost 3 months I had a doctor and a nurse take the property with a $3000 non-refundable option fee and $1950 per month with a $100 credit for each month of on time rent. The agreed upon sales price was $249k which is the best part of the deal for me with a 24 month term on the lease. We did build in for the rent to go up to $2050 after 12 months. This tenant pays the rent on time almost every month and I think in the end they will likely buy the property. Most of the $3k option fee was eaten up with about $1500 in newspaper ads for the house. I make a $100 profit on the monthly rent. While I did spend about $1600 out of pocket I did get the $3000 up front. This is a very thin deal but if the current tenant doesn’t exercise the option I think I will be able to go up to $260k on the next tenant and get a bit more rent and option fee.

What you can learn from this deal: 1. I agreed to pay too much rent on this property. $1850 was too much and should have been more like $1600 per month so I could have made better cash flow. I think if I had held out another month I could have gotten more up front and a little more rent. A good rent guideline is to not pay the seller more than .6 times my selling price which would have been $1500 in this case. 2. We filed a memorandum of option on the property title. This shows the world that we have an interest in the property and it cannot be sold or refinanced without our approval. 3. This sandwich lease option only works if the seller has good credit and should continue to do so. 4. This property was really too expensive for a lease option and is much better in my market on a property that would sell between $100k and $200k. 5. It is hard to find sellers who will agree to this but there are lots of them out there, you just have to keep asking sellers to agree to this kind of deal. 6. Lease options are great for selling as you get tax benefits, and multiple paydays.

How many deals like this do you need in your pipeline to close each year to be financially free if each one made you an average of $30k?

David offers a free E-course on quick start strategies at: www.FreeRealEstateInvestingCourses.com http://www.FreeRealEstateInvestingCourses.com . Find more about David at www.RealEstateTeleClinic.com http://www.RealEstateTeleClinic.com .

Reuters - A small group of Jewish settlers attacked a delegation of British diplomats during a visit to the West Bank city of Hebron on Thursday, the British Consulate said.

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You can easily own a used vehicle in case a new model is out of your reach. Because of lower price, used vehicles are always affordable for any person even if he comes from humble financial background. And if your own sources are insufficient for arranging the required money, here is used vehicle finance to take care of your monetary worries. You can buy any vehicle including a car of any make through used vehicle finance which is given in a hurdle free manner even if your credit history is not that good.

Used vehicle finance is provided for buying any used vehicle including a car. Even if you do not own a property, do not worry about collateral as the used vehicle you intend to buy can be offered as collateral to the lender for getting a secured finance. So tenants, students and one who does not want to risk property for a loan, also can avail used vehicle finance. To secure the finance lender may take deal papers of used vehicle that you have bought. While you continue to drive the vehicle, the lender will return deal papers when the finance is fully paid back.

Despite the finance secured, the lender still has risks in offering the fianc?. The market price of used vehicle may fall drastically and the lender may not recover the loaned amount by selling the vehicle in case of payment default from the borrower. Hence to cover the risks, lenders tend to charger higher interest rate on used vehicle finance. You can however take the finance at comparatively lower interest rate on comparing different used vehicle finance offers.

One can borrow enough amounts under used vehicle finance but lot depends on financial status and credit history of the borrower, apart from the value of the vehicle. Certainly good annual income and credit history enables in taking greater finance. If you can make a good down payment, you can assure of availing rest of finance for the vehicle. Also greater down payment will ensure lower interest rate and your monthly outgo towards installments may also get reduced. Bad credit is not at all an impediment if borrower can produce proof of his income and repayment capacity and shows intention to pay off the loan in time.

Where to source used vehicle finance from? Though you can make personal visits to lenders but for saving time and for taking a low cost finance, better search the lenders on internet and compare their loan quotes. This enables in settling for a lower interest rate used vehicle finance.

Make sure that you pay off the finance installments in time to avoid debts and to ensure better credit score. You can buy used vehicle in a wise way provided every aspect of used vehicle finance is taken care of.

Eunice Scott is a financial advisor at Vehicle Finance UK and provides advices on finance and insurance. In recent years he has taken up to provide independant financial advice through his informative articles. To know more about Personal vehicle finance, Used vehicle finance, Vehicle finance, Business finance vehicle visit www.vehiclefinanceuk.net http://www.vehiclefinanceuk.net

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Many men have difficulty in attracting girls and starting a romantic relationship with them. You have to know how to attract a girl fittingly before you can really expect her to return your interest. Apply these cool tips on how to attract a girl and start charming your way to her heart.

Think attractive. How would you attract that gorgeous woman if you don’t think you are attractive? Appreciate your looks and your body as they are now. If you feel attractive, a girl would most likely pick up on this; but if you feel ugly, she will also sense this.

Of course, this does not mean that you do not have to improve yourself physically if you find you can still lose some weight or work out for physical fitness. However, feeling attractive as you are now will help you draw women in.

Confidence is key. A confident man is very appealing to women. And it does not have to be a “loud” kind of confidence. A man who exudes quiet confidence in things he does is far more attractive than a man who boasts of his accomplishments. In fact, a man who boasts may actually have an underlying sense of insecurity, and thus, is not confident at all. This is definitely not how to attract a girl.

So, when you talk to a girl, exude confidence. If you have to talk about your accomplishments, mention them only briefly and lightly, in the context of a personal story.

Chivalry still wins! Even in this age of equality of the sexes, being a gentleman is still in, but recognize that you’re doing so not because women are inferior, but because you respect and cherish them. Open doors, pull chairs for a girl, and let her feel you respect her.

Be captivated. When you’re talking to her, show that you’re interested in every word she says. Make eye contact. Lean forward. Nod at appropriate moments. Do not check out other people, especially other women, while talking to her. Give her your full attention.

Give sincere compliments. A girl likes being appreciated. Find something you really like about her (it may be what attracted you to her in the first place) and compliment her on it. The more specific the compliment is, the better.

Never, ever give fake compliments. The girl will eventually see through you if you do. And besides, if you like her, why would you need to fake a compliment?

Make her laugh. A good sense of humor is one of the best assets a man can have in attracting a girl. Laughter can bring instant connection in a conversation. In addition, the girl will most likely be sure to remember you. Recall any previous experience when another person made you laugh and feel good, then apply that experience to the girl you’re attracted to.

Sometimes, you don’t exactly need to make her laugh, but keep the conversation light and fun.

Apply these great tips on how to attract a girl and you’ll find meeting women enjoyable rather than nerve-wracking.

Self-help expert Michael Lee is giving away 2 FREE amazing reports on how to attract girls and make women laugh at www.20daypersuasion.com/laugh-secret.htm http://www.20daypersuasion.com/laugh-secret.htm

AP - Golfing for just the third time, 11-year-old Allan Saylor was whacking the ball around with a friend, not even keeping score. A hole-in-one? No big deal. The sixth-grader fired the ace Wednesday on the 150-yard, par-3 sixth hole at the neighboring Mandan Municipal Golf Course, using a driver borrowed from his buddy.

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Many mothers-to-be choose to buy large clothing than maternity wear because the latter is much more expensive. It is quite irritating that once a piece of clothing gets the maternity label, it immediately becomes over-priced. Frugal women have found a clever way out of the situation - they purchase regular clothes in larger sizes.

When pregnant, searching for the right clothing is sometimes tricky. Although there are many large-sized clothes only few actually look good. Consequently, finding proper large clothing is a bit of a challenge. Here are some tips what you could look for when you are searching for clothes while expecting a baby.

First of all, even if you don’t feel like spending money on maternity wear, you’ll still have to buy at least some pants designed for mothers-to-be. There is no getting around it. You can find many nice and comfortable maternity pants; maternity jeans are also available if you would like to invest some more money in clothing. Whatever you choose, just keep in mind that when it comes to pants large clothing will simply not do.

As far as buying underwear is concerned, you don’t have to worry about it. You can just purchase large clothing that suits you best. Finding larger sized panties and bras will be an easy task.

If you are a nursing mother you might want to have nursing bras. My advice is not to bother buying them. Find nice bras in large clothing stores instead. When trying on some pay attention if they provide enough support and if they are easy to unfasten. I personally didn’t like the difficult clasps of the regular nursing bras, so I purchased some larger-sized bras.

Many mothers-to-be insist on having maternity shirts but you can save some money and buy big shirts instead. I had a favorite shirt which I wore during most of my pregnancy; it was not a maternity shirt, I took it with discount from a large clothing store. My husband’s large clothes were quite helpful, too. As I had a winter pregnancy, I needed large pullovers and big button down shirts which I was lucky to find in our closet. My husband didn’t mind giving them to me, so I had plenty of comfortable outfits to wear at home.

When you are expecting a baby, you should invest some money in purchasing a few pairs of good maternity pants. As far as all other types of clothing are concerned, you can buy them all from a large clothing store. You can also buy a large hospitable robe or any kind of sleepwear, but don’t bother looking for maternity night gowns as they are not comfortable at all.

Morgan Hamilton offers expert advice and great tips regarding all aspects concerning clothing. Get the information you are seeking now by visiting www.theclothingcorner.com/clothing/clothing/a-look-at-large-clothing.html http://www.theclothingcorner.com/clothing/clothing/a-look-at-large-clothing.html

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You as an established business person or as a new entrance in business do always require funds. Own sources are either insufficient or despite having the finance you prefer to save it for other expenses and opt for a loan instead. But there is one huge hurdle–your bad credit. You fear that lenders will deny a loan or put hard conditions which will take loan availing beyond your reach. Well, such impediments will no longer worry you. Bad credit business loan has been especially tailored for making a loan offer more convenient for bad credit people.

Taking bad credit business loan is a very simple and hassle free process. You can not do much about your bad credit. There are however some effective ways of offsetting bad credit factor. But first know your credit score. Bad credit happens because there have been repeated payment defaults from the borrower and as a consequence had to face CCJs or filed for bankruptcy. This gets reflected in credit score. On FICO scale of 300 to 850, credit score below 600 is labeled as bad credit. A slight improvement can be achieved in credit score if some easy debts are paid off. This at least will assure the lender of your intentions in paying off the loan.

Bad credit is of no major concern to the lender in case collateral is placed with lender. Collateral may consist of any property of borrower like home or vehicle. This secured bad credit business loan does not require any extensive credit check as the loan is well secured. Lender knows that in case of a payment default, he can recover loaned amount back on selling the borrower’s property. Secured bad credit business loan enables in taking greater loan of ?50000 to ?1000000. You pay a lower interest on the secured loan. Compare different loan offer and the interest rates go further down than the average rate. The secured loan can be repaid in 5 to 30 years, sufficient time for regaining financial health.

Never worry even if you do not want to risk a property for a loan. Take unsecured bad credit business loan. No collateral is required for the loan. All you do is make a convincing repayment plan to assure the lender that you are serious towards paying off the loan. However the unsecured loan has this higher interest rate, smaller loan and shorter repayment duration attached to it. But it should not bother you as since you opt for the unsecured option, your need may be a smaller loan which can be paid in few years and higher interest rate will not be a burden.

Before settling for the deal, compare different loan offers on the internet. Apply online to the lender having suitable package. After verification of the details the loan approval will come soon.

Make sure that you pay off the installments in time. This will not only keep you away from debts but will improve credit score also. Consider every aspect of the loan before making a deal with lender.

Michael T. Brian is the author of this article. He is Masters in Business Administration and expert in finance. He writes about various finance related topics. To find Online Business loans, business start up loans, Secured business loans, unsecured business loans, small business loan, flexible business loans visit www.find-business-loans.co.uk http://www.find-business-loans.co.uk

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Beginners to the granting process, whether for business or non-profit, are often intimidated by the hard work that it takes to write a grant application. It is hard work and it should be. No grantor wants their money wasted on a project that has poor planning and little or no effort invested into it by a grant seeker. The key to the granting process is getting organized and stop procrastinating. Here are some helpful hints to get you started.

* WRITE

Everyday you should be writing down your ideas and thoughts about your project. Saving them on a computer to a word file is preferable so you may edit, spell check, cut and paste, and reorganize them without having to continually retype.

* FIND A MENTOR

You should seek out and solicit the advice of a successful businessman or community leader whose judgment you respect. Find someone who is able to devote a few free hours a week to give you the advice and help you need with the basic fundamentals of developing a professional business plan.

* RESEARCH

Grantors already know the type of project you are contemplating. Researching the feasibilities of the success of your project and conveying that to the grantors is your responsibility. The time you spend working on your project and the information you acquire is an asset to you personally because knowledge and information is a powerful tool in business or non-profit grant seeking.

* START NOW

Whether you have a finished plan or not the time to start your grant seeking process is now. You can always work on your plan as you go. Imagine investing 6 months of your time into a project and have everything ready to go except for your grant application and then you find out that you missed the closing date of an eligible grant for your project by a couple of days. Just because you wanted everything to be perfect, now would have to wait an entire year for that particular grant application to reopen.

Notice that the letters of each hint do not spell out some cute acronym. Memorizing a list of steps just to complete a program that may or may not assist you in your goal is counterproductive. Always strive to achieve your grant through perseverance and patience. Nothing substantial is ever achieved overnight or through just plain dumb luck.

For a list of grant programs that I have personally researched that will assist you in achieving your goal, please visit www.grantsformoney.com http://www.grantsformoney.com

Kevin J. Riley is a business and grant consultant with over 20 years business experience and the host of www.grantsformoney.com http://www.grantsformoney.com

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